Tags: mortgage

Matt Stevens is the director at mortgage broker The Mortgage Genie. Here, he shares the key things landlords-to-be should know about buy-to-let mortgages. Buy-to-let (BTL) mortgages have fluctuated for quite some time, and with the recent increase in Stamp Duty Land Tax reaching 3%, it’s clear that times are tough…

Let's start with some property chain definitions: A property chain is a sequence of linked house purchases. A property chain starts with a person who is only buying, not selling. A property chain ends with a person who is only selling, not buying. A chain-free property is when the person…

Where Does The Word "Mortgage" Originate? The word "mortgage" actually means "death pledge"! Apparently it originates from an old language called Law French and refers to the pledge (your mortgage) ending (dying) when either the obligation is fulfilled (you've paid up your mortgage in full) or the property is taken…

If you're thinking about buying a house it's important that you don't just factor in the purchase price when calculating the affordability of the transaction. There are various other expenses that you will need to account for, and they're often not cheap! Below we try and give some rough estimates…